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Benepac ® An innovative group insurance benefits program that gives front-line agents the power to target small and mid-sized businesses. Life Insurance Group life insurance provides financial assistance in the event of a plan member's death. Optional Life insurance is also available. Optional Life This is an optional life benefit that can be applied for and offers life insurance protection, 24 hours a day, anywhere in the world. It is available to employees and their spouses for a minimum of $30,000 and a maximum of $300,000 in units of $10,000. Accidental Death, Disease & Dismemberment ADD&D provides financial assistance if tragedy strikes and the plan member dies as the result of an accident. It also provides coverage if an accident results in the loss of a limb, sight or hearing. Some additional benefits include rehabilitation, spousal occupation re-training and a daycare benefit. Optional AD,D&D Insurance is also available. Optional Accidental Death, Disease & Dismemberment This is an optional plan that can be applied for. Plan 1 covers the employee only and Plan 2 would cover the employee, spouse and dependent children. You must apply for a minimum of $50,000 to a maximum of $300,000 in units of $50,000. Dependent Life Dependent Life provides a life insurance benefit for the plan member's spouse and dependent children. |
Short Term Disability STD coverage provides income when an employee is unable to work due to hospitalization, accident or sickness, up to 17 or 26 weeks. Long Term Disability LTD coverage provides income when an employee is disabled and unable to perform the duties of his or her own occupation. Benefits commence after 119 or 180 days. BBD's LTD coverage also includes immediate access to Posaction ® Plus assistance program. Critical Illness – 25 Illness Plan Please find the details of our exciting new 25 illness plan with Industrial Alliance Pacific Insurance and Financial Services Inc (“IAP”). This plan also includes Employee and Spouse and Employee and Dependent coverage for groups with 10+ employees. Standard Life Express Group RRSP BBD has partnered with Standard Life to distribute a viable savings and retirement plan for small businesses in Canada. This product is designed exclusively for small to mid-size businesses, and offers clear-cut investment choices, streamlined implementation and effortless administration. |
Extended Health Care Health care plans provide a wide range of coverage to supplement coverage provided by provincial health care plans, including Drug Plans, Vision Care and Out of Province Coverage. Dental Care Dental Care plans vary by the extent of the services being covered and your specific plan design. Dental services can be broken down into three categories: Basic Services (cleanings, fillings, extractions), Major Restorative Services (dentures, crowns, bridges) and Orthodontic Services. Benaccount ® A new product that combines the cost certainty and flexibility of a Health Spending Account with the catastrophic coverage of a traditional insured plan. Benadmin ® An Administrative service for your groups with 25+ lives that allows BBD to become your administrative back-office. |



